美国银行业协会起诉货币监理署就加密信托特许状越权一案

1. 核心事实剥离

事件本质：美国独立社区银行家协会（ICBA）起诉货币监理署（OCC），指控其在"批准加密信托特许状"（granting crypto trust charters）方面超越法定授权（overstepping its legal authority）〔SRC:"The Independent Community Bankers of America sued the Office of the Comptroller of the Currency, accusing the regulator of overstepping its legal authority.