资深理财专栏作家呼吁与债务决裂：鼓励与父母同住应对可负担性紧缩
Longtime money columnist on the advice everyone needs to hear: 'If debt was a person I would slap it'
1. 核心事实剥离
事件本质：资深个人理财专栏作家 Michelle Singletary 在主流媒体公开表态——拒绝"良性债务"、倡导"与父母同住以储蓄"、强调"掌握个人财务数字"，并将上述三条主张统合于正在普遍化的"可负担性紧缩（affordability crunch）"叙事 〔SRC:"Michelle Singletary rejects 'good debt,' supports living with parents to save and says folks knowing your numbers is key to beating the affordabilit
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